Adolfo Henriques is Vice Chairman of The Related Group. Before joining Related he was Chairman of the Board of Gibraltar Private Bank & Trust. Prior to these positions, he served as Chairman, President and CEO of Florida East Coast Industries; and before that as CEO of the South Region for Regions Bank (and its predecessor Union Planters Bank) until 2006. Before Regions Bank, Mr. Henriques served in executive capacities at Bank of America's predecessor banks since 1986. These positions included Chairman of NationsBank in South Florida and EVP of Barnett Bank. He was also with The Bank of Nova Scotia and began his career as a Certified Public Accountant with the Public Health Trust and Ryder Systems in Miami, FL. Active in numerous civic organizations, Mr. Henriques is the immediate past Chairman of the Miami-Dade Cultural Affairs Council, Chairman of the Superintendent's Business Advisory Council and serves on the Orange Bowl Committee. Mr. Henriques serves on the boards of Heico Corporation and Incomex, Inc. In the past, he has served as Chairman of the Greater Miami Chamber of Commerce, Regional Chair of the Southeast Region for the Florida Chamber of Commerce, Chairman of Leadership Florida, Chairman of Florida International University, Chairman of the Financial Oversight Board for the City of Miami, Chairman of the United Way of Miami-Dade, Chairman of the Greater Miami Convention and Visitor's Bureau and the Beacon Council. Mr. Henriques also has served as Co-Chairman of the Miami Children's Museum Capital Campaign, Chairman of Homes for South Florida and Greater Miami LISC, Chairman of the Epiphany School Advisory Council, Site Selection Chairman of the Community Partnership for the Homeless, Member of the Florida Board of Regents and served on the Mayor's Blue Ribbon Task Force for the airport. Mr. Henriques is a recipient of the Dean Lott Spirit of Leadership Award and the Woodrow Wilson Award for Corporate Citizenship. He earned a master's degree in accounting from Florida International University and his bachelor's degree in business from St. Leo College.
José R. Garrigó is part of a family with over six decades of banking history in Cuba and the United States. Mr. Garrigó has over 40 years of experience in the banking and financial industries. He was Principal at J.R. Garrigo & Associates, a firm consulting companies needing to improve their financial operations and cash flow. Mr. Garrigó previously served in executive positions including The Bank of Miami as Executive Vice President, Senior Lending Officer and Board member. He was President, CEO and Board member of Pan American Bank of Miami. After NationBank’s (now Bank of America) acquisition of Pan American Bank he was named Senior Vice President and Corporate Lending Team Leader. He served as Senior Vice President and Regional Executive at Southeast Bank and Senior Vice President at Citibank, N.A. He followed as Senior Vice President and Senior Lending Officer at Espirito Santo Bank of Florida. Mr. Garrigó graduated from Villanueva University, Havana, Cuba, affiliated with Vilanova University of Pennsylvania, as Bachelor in Business Administration. He graduated from The Stonier Graduate School of Banking, Rutgers University, NJ. He attended courses and is a Certified Commercial Lender from the American Bankers Association. A South Florida resident since 1960, Mr. Garrigó is a founding member and presently Vice Chairman Emeritus, Treasurer and Director of Cuban Banking Study Group, created in 1992 to study and make recommendations for the future of the Cuban banking and financial system. He was decorated by the French Republic as Chevalier, Ordre de Merite Agricole. He served in various business and civic organization boards, including Eastern Airlines Latin American Advisory Board; Greater Miami Chamber of Commerce Board of Governors; WPBT-2 Public Television Board of Directors and member of the Audit Committee; Fairchild Tropical Botanic Garden Board of Trustees and Chairman of the Science Committee; Miami-Dade County Cultural Affairs Council; Coral Gables Cultural Development Board; Coral Gables Landscape Advisory Board; IWFS Americas Foundation Board.
Alcides I. Avila is a founding partner of ARHMF and an attorney in its Corporate and Financial Services practice. Prior to the formation of ARHMF in 2007, Mr. Avila was a partner in the Miami office of an AmLaw 20 national law firm and was the practice group leader of that firm’s Financial Services Practice Group. Mr. Avila represents domestic and foreign clients in all aspects of bank regulatory, lending, mergers and acquisitions and other transactional matters. With over 35 years of experience, he regularly represents clients before the Federal Reserve Bank, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Florida Office of Financial Regulation and other regulatory agencies. Mr. Avila has represented numerous foreign financial institutions and investors in establishing and expanding banking operations in the United States. In addition to his banking practice, he has extensive experience in domestic and international business transactions, including cross-border mergers and acquisitions and financing. Mr. Avila has also served as independent counsel to the Board of Directors of various banks in connection with compliance and enforcement actions. He serves as Chairman Elect, Secretary and Director of the Cuban Banking Study Group.
Juan del Busto is the former regional executive of the Miami Branch of the Federal Reserve Bank of Atlanta and current chairman and CEO of Del Busto Capital Partners, Inc. As regional executive he was responsible for the Branch’s operations, Board of Directors, provided regional input into the Atlanta Federal Reserve Bank’s monetary policy process, led community outreach and development activities, and oversaw Miami’s economic and financial education programs. Mr. Del Busto joined the Board of Directors of Ocean Bank in 2013. His is also a member of the Advisory Board of Easy Solutions, a Total Fraud Protection Company, and a Strategic Advisor for the accounting firm of MBAF. Long active in the community, Mr. Del Busto is a trustee for United Way of Dade County. A staunch believer that a highly educated workforce will improve the nation’s economy, he serves on the board of directors of the Florida Council of Economic Education, the Center for Financial Training, the Florida International University President’s Council and the Miami-Dade College Business School Advisory Committee, and is Vice Chairman of the Superintendent’s Business Advisory committee for Miami-Dade County Public Schools, The Audit & Budget Committee, and the 21st Century School Board Advisory Committee. He is a member of the Florida Bankers Association, the Hispanic American Bankers Association, the Florida International University Alumni Association, the American Numismatic Association, the NFL Alumni Association, the Ohio State University Alumni Association and the South Florida Touchdown Club Foundation. Born in Havana, Cuba, del Busto moved to Miami in 1960 with his parents. He graduated from Miami Dade College and received his Bachelor’s of Science degree from the Engineering school at Florida International University. He also graduated from the executive development program at The Ohio State University.
Jose E. Cueto is the President & Chief Executive Officer of International Finance Bank since May 4, 2015 after having served as the Head of Corporate Banking at FirstBank, Puerto Rico from 2012-2015.
From 2001-2012 Mr. Cueto worked for Caja Madrid where he opened its Miami International Banking Agency and eventually grew it to more than $3 billion in assets and held various positions in the Organization including Deputy General Manager & Chief Financial Officer and later Head of Corporate Banking, Capital Markets and Project Finance. He was a member of the City National Bank acquisition team and later served as a Director.
Mr. Cueto began his banking career 31 years ago at Republic National Bank of Miami and later worked for First Union, Capital Bank, Banco Real and Bank Leumi.
Recognized for his contributions, Cueto received the South Florida Business Journal’s “Lender of the Year” award in 2013, the US-Spain Chamber of Commerce’s 2014 Ponce de Leon Excellence Award, the Florida Bankers Association 2016 Horizon Award, and the South Florida Council Boy Scouts of America Hispanic Heritage Award in 2018. In 2019, he was recognized as one of the Power Leaders in Banking by the South Florida Business Journal, and was featured as The Achiever in Miami Today. He was also recently featured on the cover of Florida Banking Magazine.
Engaged in activities outside of the bank, Cueto presently serves on the Orange Bowl Committee as a Board Member and is President-Elect of the South Florida Banking Institute. He is also President-Elect of the Center for Financial Training and a member of the Board of Directors of the Florida Bankers Association (FBA). Cueto also serves on the FBA BankPac Board of Directors and as a Board Member for SebastianStrong Foundation.
Jose E. Cueto was born in Coral Gables, Florida and attended Belen Jesuit Preparatory High School. He later earned a Bachelor of Arts degree in Business Administration from Florida International University.